Mortgages, Life Insurance, Critical illness insurance and Income Protection
How much protection you need will depend upon your resources, your dependents' needs and your financial commitments.
Candleston Financial Services Ltd offers independent advice on four main types of protection:
Level Term Assurance - typically used to protect families. A single lump sum is payable if the life assured dies within a fixed term. Premiums and payout are fixed.
Mortgage Protection (Decreasing Term Assurance) - the most common type of life cover. Payments decrease in line with the home loan as it is gradually paid off.
Whole Of Life Protection - a fixed sum is paid out on the death of the life assured. Premiums continue throughout the life assured and are reviewed typically every 10 years.
For help on how best to protect your loved ones, call us on 01656 766561 or email us.